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Payday financing into the UK: the regul(aris)ation of a necessary evil?

Payday financing into the UK: the regul(aris)ation of a necessary evil? Abstract Concern concerning the increasing utilization of payday financing led great britain’s Financial Conduct Authority to introduce landmark reforms in 2014/15. This paper presents a more nuanced picture based on a theoretically-informed analysis of the growth and nature of payday lending combined with original and rigorous qualitative interviews with…