First Time Payday Loans

Starving Payday Lenders. Targeted Faith-Centered Financial Literacy trained in a Context of Concentrated Poverty

Starving Payday Lenders. Targeted Faith-Centered Financial Literacy trained in a Context of Concentrated Poverty Course Outcomes A sobering picture began to emerge of people disconnected from basic financial information and best practices over the many weeks of being with individuals and couples, hearing their situations and stories, reviewing their credit reports, walking through household budgets, listening to their challenges. In…

Payday advances having a prepaid debit card: an evaluation of overdraft costs

Payday advances having a prepaid debit card: an evaluation of overdraft costs Normal cards usually do not permit overdraft, therefore there is absolutely no such thing as an overdraft charge with those. Pay day loan debit cards aren’t normal cards: they charge overdraft costs. Not merely someone has to purchase overdraft “protection” nevertheless they will also be charged a charge…